401(K) Select Program

Let’s be honest: managing a 401(k) can feel like juggling flaming hammers while reading IRS fine print. It’s complex, expensive, and definitely not something most contractors want to deal with on top of running a business.

That’s exactly why AGC Arkansas is bringing you something new. Something BETTER.

Introducing the AGC Select 401(k) Plan, now available to all AGC Arkansas members.

This isn’t your typical retirement plan. It’s built specifically for contractors, designed to make life easier for you and give your team a better shot at a secure retirement. Backed by the team at Baird’s Diagrid Group, this plan is already being used by more than 150 AGC member companies nationwide. 

So what does that mean for you?

You’ve got a business to run, jobs to win, and people to take care of. The last thing you need is more paperwork or more liability. This new plan checks the boxes that matter most and gets rid of the headaches you don’t want.

Here’s what you get when you join:

•           Lower costs – Thanks to the power of pooling resources with other AGC members, you can reduce investment and administrative expenses.

•           Less hassle – The plan’s turnkey design means less time spent on paperwork and compliance means more time spent on your business.

•           Limited Liability – 401(k) plans come with a significant amount of liability for the sponsoring company. This plan removes as much personal  liability as a 401(k) plan can. 

•           Attract and keep great employees – A solid retirement plan is one of the best ways to compete for top talent, especially in today’s tough labor market.

•           Better education for your crew – Your team gets access to easy-to-understand financial education and retirement tools, so they actually use the plan and feel confident doing it.

Built for Contractors Like You

This isn’t some off-the-shelf retirement plan built for tech companies or corporate giants. The AGC Select 401(k) was designed for our industry, and for companies like yours.

Whether you’re running a 10-person crew or managing 300 employees, this plan flexes to fit your needs. It’s backed by professionals who understand the construction space and the unique challenges that come with it.

And best of all, you don’t have to figure it out alone. Our partners at Baird’s Diagrid Group is there to guide you every step of the way, from setup to employee education to ongoing support. They’ll even give you a free, no-pressure cost comparison so you can see how your current plan stacks up against this one.

Why Your Team Will Love It Too

Offering a retirement plan your employees actually understand and appreciate isn’t just good business, it’s smart leadership!

With this plan, your team gets access to:

•           Simple online tools to track their savings

•           Investment options that make sense

•           One-on-one support when they have questions

•           Workshops and training (without the boring jargon)

When your people feel taken care of, they stick around. That kind of loyalty is priceless, especially when skilled labor is harder to find than ever.

Already the Largest AGC Plan in the Country

Have no fear! This isn’t a pilot program or some experimental launch. The AGC Select 401(k) is already being used by contractors across the country. With $600 million+ in plan assets and 13 AGC chapters nationwide partcipating, this thing is proven to work for folks just like you!

You’re not going it alone. You’re joining a nationwide network of contractors who’ve found a better way to offer retirement benefits without the stress.

This isn’t just about saving a few bucks on plan fees or dodging a surprise audit (though those are pretty great perks). It’s about making sure your business is competitive, your employees are supported, and you’re not stuck dealing with a retirement plan that feels like more trouble than it’s worth.

How to Get Started

Want to know if this plan is a better fit for your company? Start with a FREE cost comparison. It’s also quick and customized to your current setup.

For more information or to schedule your free cost comparison, please email AGC Arkansas President, Brad Spradlin at bspradlin@agcar.net or call him at 501-375-4436. More information can also be found here.

Please remember, at the heart of everything we do is a commitment to our members’ long-term success. Upgrading our 401(k) plan is just one of the many ways we’re working to deliver more value, more opportunity, and more peace of mind. We believe you deserve the very best—and we’ll continue to evolve, improve, and advocate on your behalf.

Because YOUR future matters, as well as the future of the Arkansas construction industry, we’re here to help you build it, every step of the way.